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Commercial TNC COMMERCIAL AUTO

Make sure you are covered all the time when working for Uber and Lyft.

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Vacation Rental Vacation Rental

You need a special coverage when running a business from your home.

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Business Auto Insurance Business Auto

Get the right coverage for your commercial auto like tow trucks and limousines.

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Business Insurance Business Insurance

Protect your business with General Liability, Workers Compensation and much more.

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Specialty Insurance Specialty Insurance

Your unique items need a special type of insurance.

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Personal Insurance Personal Lines

Personal Auto, Home Insurance, Life Insurance

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Workers Compensation


Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job. 

Why do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

 

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